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Amortization Schedules - Professional Yet Simple
Quickly create professional amortization schedules for loan payments with Simple Joe's Amortizer PC software.

Simple Joe's Amortizer helps you easily create a loan amortization schedule in just seconds. No more messing with complex spread-sheets or cumbersome "financial" calculators. Amortizer gives you just what you need in a simple and speedy format.
With Amortizer you can:
- Calculate professional amortization schedules in just seconds
- Explore an infinate variety of loan repayment scenarios
- Compare loan payoff periods by loan repayment criteria or by making extra payments
- Learn how to save $1000s on your loan by making even small extra payments
Amortizer features:
- Calculate for loan amounts up to 999,999,999.99
- Interest rate accuracy up to three decimal places (99.999%)
- Calculate for up to 9999 payments
- Payment frequencies: Yearly, Semi-annually, Quarterly, Monthly, Semi-Monthly (ex. 1st, 15th, 24/year), Bi-Weekly (26/year), Weekly
- Select interest only payments
- Calculate payment amount
- Enter an extra payment and calculate the time and interest savings
- Preview and print your amortization schedule in seconds
How It Works

Enter the loan amount in the box labeled "Loan Amount". (Hint: You can enter your current loan balance if you don't remember the original amount, but you will need to know the number of payments left in order to calculate your current payment amount.)
Enter the annual interest rate (APR - annual percentage rate).
Enter the number of payments that will be made. Use the [?] button to open the number of payments calculation window:

Use this window the determine the number of payments based on a number of years and the frequency of payments.
(Back to the main window.)
Select the payment frequency. If you used the calculate number of payments window above, this will be set automatically based on your selections in the Payments window.
Check the box next to "Interest Only" if you want the payments to be only for the interest charged.
Click the [Calculate Payment] button to calculate the payment amount.
If you want to add an extra payment amount to the regular payment enter it in the Extra Payment box.
Enter the date the loan will start accruing interest. Loan payments will be shown as due on the date following the last day of the payment period. For example, a monthly payment loan that begins accruing interest on January 1st, will have the first payment due on February 1st.
If you do not enter a date you will see the Year # and Payment #s on the printed amortization schedule. Otherwise you will see the date the payment is due and the Payment #.
Click the [Print Amortization Schedule] button to view and then print the amortization schedule or loan payment schedule.
Click the [More Resources] button to view the Resources page showing Simple Joe software and books related to the Amortizer software.
Click the [Exit] button to exit the software.
Loan Amortization/Payment Schedule Report (print out):

Click to enlarge.
Order Amortizer today online, by fax or mail:
Download Simple Joe's Amortizer for only $19.95 or $29.95 for download and CD (including USPS Priority shipping within the US).
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Order with confidence! All Simple Joe products have a 100% money-back guarantee! |
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Amortizer vs. Amortizer Pro
| Feature | Amortizer | Amortizer Pro |
| Loan Amounts Up To $999,999,999.99 | Yes | Yes |
| Interest Rate Up To 99.999% | Yes | Yes |
| Up To 9999 Payment Periods | Yes | Yes |
Yearly, Quarterly, Monthly, Semi-Monthly (ex. 1st, 15th, 24/year), Bi-Weekly (26/year), Weekly | Yes | Yes |
| Interest Only Payments | Yes | Yes |
| Calculate With An Extra Payment Amount | Yes | Yes |
| Preview And Print Amortization Schedule | Yes | Yes |
| Yearly Interest Summary At Bottom Of Schedule | Yes | Yes |
| Export Amortization Schedule To Spreadsheet File | - | Yes |
| Save Loan Scenarios For Reuse | - | Yes |
| Create Complex Schedules WIth Different Variables For Up To 5 Ranges Of Payments (different rates, payment amounts, etc.) | - | Yes |
| Enter A Fixed Payment Amount | - | Yes |
| Solver Tool - Solve For Loan Amount, Interest Rate, Number Of Payments, Or Payment Amount Given The Other Three Values | - | Yes |
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| Download Price | $19.95 | $29.95 |
| Download & CD Price (Including Shipping) | $29.95 | $39.95 |
| More Information | Amortizer | Amortizer Pro |
Questions? Contact Us:
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